The Team Approach is a contemporary strategy that challenges the current paradigm around how people work with financial professionals.

Bring a holistic, collaborative, board-of-directors-type approach to protect, plan, and grow your financial legacy.

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What other professionals are saying about The Team Approach...

The Team Approach has enhanced the trajectory of my business. When you have a team of financial professionals by your side, they empower you with their ideas, insight and experience. Use this book to raise the bar with the professionals you work with.

Tom Swenson President, Bank of Montana

Implementing the Team Approach

What does The Team Approach mean for your financial legacy? Join Darby J. Minnick, CLU©, ChFC©, author of The Team Approach, and Joe Billion of Billion Auto Group as they discuss the implementation of The Team Approach and how it can impact your financial legacy.


 Darby J. Minnick CLU©,CHFC©


Mr. Minnick’s financial savvy has been cultivated and tested right here in Big Sky Country.


In 1913, Darby’s family homesteaded in Rudyard, Montana and farmed for over 50 years. Darby was born and raised nearby, in Havre, Montana.

While working at his family’s Hi-Line Auto dealership from 1975 to 1980, Darby became leasing manager and then owner of Hi-Line Leasing Company. During the tough economy of the late 1970s, many dealerships went bankrupt, but he powered through. This experience enabled him to help other businesses through tough economic times.

In 1979, Darby began helping farm and ranch families with estate planning. This small start grew into advising business owners across the United States.

Today, Darby’s passion is to make a positive difference in other people’s lives. He works on the behalf of clients around the country with the help of his business partner and son-in-law, Michael Hixson.

Mr. Minnick attended MSU Northern and the University of Montana, where he studied accounting.


Registered Representative and Financial Advisor of Park Avenue Securities LLC (PAS). OSJ: 5 CENTERPOINTE DRIVE, SUITE 220, LAKE OSWEGO OR, 97035, 503-2074545. Securities products and advisory services offered through PAS, member FINRA, SIPC. Financial Representative of The Guardian Life Insurance Company of America® (Guardian), New York, NY. PAS is a wholly owned subsidiary of Guardian. DARBY J MINNICK & ASSOCIATES is not an affiliate or subsidiary of PAS or Guardian. Insurance products offered through WestPac Wealth Partners and Insurance Services, LLC, a DBA of WestPac Wealth Partners, LLC. CA Insurance License Number - 0790032.