Extraordinary Thinking

Personal Services

Darby J. Minnick & Associates offers financial solutions for your life. We want to take some of the mystery out of preparing for your financial future so that you can create a lasting legacy. Our ultimate goal is to provide a better framework for your financial decision making.

Unfortunately for many individuals, their financial strategy becomes the accidental result of a series of unrelated tactics and decisions. They become reactive to their financial situation rather than being proactive in a coordinated financial strategy. We can help you regain control and maximize the growth potential of your money.

Ordinary thinking about money is unlikely to produce extraordinary results. We offer you a new way of relating to your current financial decisions and introduce a valuable conversation about financial success and stability.

A comprehensive approach

Our job is to analyze how your money flows to help you keep more of it on your balance sheet. We aim for financial balance, less risk and more clarity about your retirement objectives.


1. The Philosophy Introduction

In this meeting we share our financial philosophy and explain how it can enable you to make more sound financial decisions. Our commitment is to leave you with a valuable new way of thinking about your own financial strategy, regardless of whether or not you engage our firm.

2. The Vision Builder

We review the data you provide to help you design a clear picture of both your current and ideal financial positions, including current opportunities and obstacles you are facing. We then discover together exactly how you arrived where you are.

3. The Fiscal Foundation

Using information you shared in The Vision Builder, we next focus on your basic goals and assess your current situation. This shows you how your financial position can be reinforced to protect you and your family against events that are beyond your control.

4. Cash Flow Allocation & Asset Orchestration

In this next meeting we focus on developing your strategy, comparing and contrasting various financial options. This identifies potential outcomes that best align with both your short and long-term goals.

5. The Implementation Strategies

Once we settle on your preferred strategies, we establish the systems and structures necessary to consistently bring your vision closer to reality.

6. The Relationship Expander

We have now entered into a powerful ongoing conversation about wealth and your future. A key habit of highly successful people is continually engaging in conversations that reinforce their goals. We look forward to the opportunity to share this conversation with your friends and family to expand your circle of empowerment.

Let’s see what we can do together.